Zafire Student Financial Assistance Program is a Scam: Read Why

Cash allowance for tuition fees. Cash allowance for laptop. Cash allowance for cellphone.

Zafire SFA for Tuition Fees
Zafire Student Financial Assistance Pgram Laptop Allowance
Zafire Student Financial Assistance Program Cellphone Allowance

Those are just a few of the many promises of Michael Angelo Medina to lure innocent students to join his Zafire Student Financial Assistance Program.

No grade requirements. Sometimes Medina called it a scholarship and sometimes he said it’s not. Most of the time, he said it’s financial assistance.

Wow. Such a noble act of the gentleman who owns Zafire Nature Beauty and Wellness.

Wanna join?


In this article, we examine Zafire and Medina’s cool (but not so cool) strategy to entice struggling and hardworking students.

We will determine whether Zafire Student Financial Assistance Program is legit or a scam, how it works, and whether it is real financial assistance.

Keep reading.

Background and Company Profile

Sometime in December 2019, the most generous, honorable, and visionary (no pun intended) founder named Michael Angelo Medina built Zafire Natural Beauty and Wellness.

Mr. Medina looked for resellers and distributors for his amazing (according to him) products but couldn’t find them.

However, he didn’t give up.

One night, he dreamed (just for laugh) of someone telling him to create the coolest strategy to market his products. And so, lo and behold, the Zafire Student Financial Assistance Program was born.

The God-fearing and soft-spoken (cough, cough) founder wants to help you in financing their studies through the financial assistance program.

First, he needs 20. Then, it expands to 500, 5,000 and to infinity.

Perhaps Zafire Natural Beauty and Wellness is expanding rapidly and making a lot of money so Medina needs to find more students and help them.

Or, he needs more money to finance his scheme?

What do you think?

Before, you answer the question above, first, lets us know what products Zafire is selling. Then, we will determine how these products are connected to the financial assistance program.

Zafire Natural Beauty and Wellness Products

Zafire sells the following beauty and wellness products:

Glass Skin Set @ Php750

  • Glass Skin Serums
  • Sleeping Mask
  • Glass Skin Toner
  • Foaming Facial Wash
  • Day and Night Cream

AHA Set @Php550

  • AHA Cream
  • AHA Serum
  • AHA Soap
  • AHA Toner

Rejuvenation Set @Php450

  • Rejuve Clear Soap
  • Rejuve Toner
  • Rejuve Toner
  • Rejuve Sunblock

Bleaching Set @650

  • Bleaching Soap
  • Bleaching Lotion
  • Bleaching Whip Cream

Zafire’s products aren’t cheap. They are expensive so students or anyone will have a hard time selling them.

Does price equate to quality? Not in this case.

According to some students, Zafire’s products made their faces worst. Some items were left unused because they are afraid to use them due to a lack of expiry dates.

In addition, several students said delivery took months and the company has no refund policy.

What is Zafire Student Financial Assistance (SFA) Program

According to Michael Angelo Medina, the founder of Zafire Natural Beauty and Wellness, the Zafire Student Financial Assistance Program is a concrete solution to prevent a lost learning generation among youth.

Based on the company’s General Provisions and Guiding Principles, the program aims to help students by providing financial assistance to support their educational expenses and to create an avenue where they can enhance their skills and talents.

What are the qualifications to apply for the Zafire Student Financial Assistance Program?

Generally, scholarship or financial assistance has a certain grade requirement.

No failing mark. An A or B. No grade below 2.5 or 2..0. The policy depends on the grantor of the scholarship or financial assistance.

However, Zafire Natural Beauty and Wellness Financial Assistance Program raises our eyebrows.

The requirements?

You just need to be 16-25 years old, a senior high school or college student with a good attitude and literate.

Cool right?

Not really. At first glance, there is really something wrong with this student financial program from Zafire.

How will the company finance its so so-called assistance program? Is Zafire Natural Beauty and Wellness a billion-peso company that can support the 5,000 or an infinite number of students?

There is no such thing as free lunch today.

Even Facebook, Google, or YouTube aren’t free at all. These tech giants collect your info and sell it to advertisers. You use their platforms for free while they take your info in return and make money from it.

So, if there is no grade requirement, what do you think Medina wants from you in return?

Read the next section and find out.

How the Zafire Student Financial Assistance Program (SFA) Works

Application for the Zafire Student Financial Assistance isn’t straightforward.

First, you need to like their official Facebook page. Second, watch Michael Medina’s 2-hour video orientation. Third, fill out the application form. Fourth, wait for your ZQN (Zafire Qualification Number) and further instruction.

We are not surprised that the Zafire Natural Beauty and Wellness page has reached over 400k followers. The self-proclaim CEO wants to get the most of these innocent students by requiring each applicant to like their page.

We wonder if Medina really cares.

Aside from the fact that seeing his handsome face (cough, cough) on screen is boring, is he not aware that watching a 2-hour long YouTube video consumes a lot of data? More data means more cellular load requirements.

With this strategy, Medina’s YouTube channel can easily rack up hours of view and be monetized easily.

This a bad move for the self-proclaim CEO when he can just put everything in writing on its website or in a separate file so that anyone can access it instantly. That will save a lot of money for our dear students.

The application process, requirements, and purpose are discussed in this Zafire General Provisions and Guiding Principles which was released sometime in 2021.

Item No. 3 of Section 8 of the said provisions and guiding principle reads:

Eligibility Requirement. Applicants are expected to look for people who will support them along the way to determine if they are deserving to be part of the program. These people will show support by crediting an order of product to the applicant by using their Zafire Qualification Number. The program requires 8 points or more, with a minimum of 4,800php product order purchase. Any combination of products is acceptable and constitutes to the point system imposed by the management.

At first, we all thought that Medina’s Zafire Natural Beauty and Wellness will give students financial assistance. However, its own words say otherwise. In reality, financial assistance will come from the effort of the students and not from the company itself.

And we believe it shouldn’t be called as such. It’s called commission.

Looking for people to support you means selling your dreams to someone else so you could get the commission out of the product purchase or referral.

This practice is not a stranger to us. It is called networking marketing , networking or Multi-Level Marketing (MLM). Zafire Natural Beauty and Wellness of Michael Angelo Medina used different wordings but the substance is essentially the same.

The abovementioned eligibility requirement in Section 8(3) is a must before you can participate in the program. Various students said, before the guiding principles were issued, one must have sold 8 sets of the company’s products to be a certified member and receive an allowance from the program.

Promises of Zaphire Natural Beauty and Wellness by Michael Angelo Medina

Financial Assistance. Allowance there. Gadgets everywhere.

You name it and Medina mentioned it. Just sell 8 sets of Zafire products and you will get this and that. You will have the financial assistance until you graduate. Medina wants to see you wearing your toga.

These were the words of Medina during the orientation. Referral and sales commissions were never mentioned during this stage.

Those promises prompted many students to borrow or ask money from their relatives, family and friends. Since the products aren’t marketable because they are shit and expensive, students purchased the products instead.

Take note. Only a certified member can receive financial assistance up to Php30k a month. To be a certified member, you must have complied with the 8 sets requirement.

Based on our research, most students paid for the 8 sets of Zafire products because they were promised by Medina that they have nothing to do after completing the requirement. They can have the financial assistance that they desire.

However, that wasn’t the case. What happened after purchase?

It turns out, getting that elusive financial assistance isn’t as simple as what the Zaphire CEO said. They can’t encash the amount in their wallet because it was below the minimum requirement. They can’t reach the minimum threshold because they don’t have commissions.


Financial assistance is based on sales and referral commissions. So students need to sell more and recruit more.

Did Medina lied to the students? Yes, we believe he did.

Commission as Financial Assistance

This how Medina and his Zafire Student Financial Program trick the students. Instead of calling it a commission, Zafire called it financial assistance.

The information below is taken from the general provision and guiding principles of the company and will help us assess whether the program is indeed financial assistance:

Referral Commission

Php200 is given to a certified member for each successful applicant that became a certified member.

Sales Commission

  • 180php Commission for every Zafire Solid Perfume
  • 110php Commission For every Glass Skin Set
  • 90php Commission For every Bleaching Set
  • 70php Commission For every AHA Set
  • 50php Commission For every Rejuvenating Skin Set

Clearly, students need to sell or recruit to have their financial assistance. Hence, it should be called as commission.

Benefits of Certified Member (aside from the commission above)

Cash Allowance

  1. Daily Allowance. The daily cash allowance is determined by how active you are in supporting the company and sharing the opportunities with other students, and this refers to sales and referral commissions. These commissions are to help the students achieve 30,000php per month.
  2. Weekly Allowance. Weekly cash allowance is based on the company’s net income that is being distributed to all certified members, whether active or not.
  3. Monthly Allowance. The monthly cash allowance is received for being outstanding and remarkable for the whole month. Take note that the maximum cash allowance that the company can offer per month is thirty thousand pesos (30,000php) only.


The company offers laptops, netbooks, and cellphones to certified members who showcase their talents and show their determination in pursuing their dreams. The gadgets are given to students to help them in their academics.

Poor Encashment System, Late Deliveries, Unclear Policies and Threat

Zafire Natural Beauty and Wellness makes encashment procedures difficult for the students. Encashment is done via Cebuana Lhuillier (minimum of Php2,000) and BDO (minimum of Php10,000.00) every Wednesday only.

Is Medina not aware of the convenient mode of payments? Gcash, Paymaya, Why use the traditional payment methods?

We suspect this practice is used to control the withdrawal of funds. Minimizing cash outflows will save more money in the company’s bank accounts.

Moreover, students also complained about the late deliveries of their orders and unclear policies for the giving and encashment of commissions.

Likewise, the CEO of Zafire Natural Beauty and Welcome threatened several students who complain, criticized, and exposed the company’s wrongdoings.

In a video below, Medina issued a warning that he has all the info of the students who registered to the program.

Medina should be reminded that the use of personal information other than the purpose for which it was collected is a clear violation of the Data Privacy Act of 2012.

Financial Assistance Program as an MLM Scheme

We believe Zafire Student Financial Assistance Program is a network marketing scheme. Zafire Natural Beauty and Wellness use an MLM strategy to market its products.

The company uses you as its promoter and advertiser. When you can recruit someone who becomes a certified member, you’ll get Php200 as a referral commission. You’ll also get commissions from selling the products.

The company itself will ship the products sold. In effect, you are acting as a drop shipper. Meaning, you sell but don’t maintain an inventory.

The commissions from referrals and sales will now be the basis of your financial assistance. So from this point forward, we will call it commissions instead of financial assistance.

Is Zafire Student Financial Assistance Program Legit or Scam?

We think Zafire Student Financial Program is a scam. According to the founder himself, students can get Php30,000 just by liking and sharing on social media. As a result, students joined the program but realized Medina’s promise was a lie.

They were fooled, a clear violation of the Consumer Act of the Philippines. Students did not make money just by liking and sharing. They need to recruit and sell the products.

Promise of Income Just by Liking and Sharing of Zafire Natural Beauty and Wellness Products Student Financial Assistance Program

Moreover, we believe Zafire Natural Beauty and Wellness employs a pyramid scheme using its student financial program. Based on its general provisions and guiding principles, the program gives commission when you can recruit an applicant who becomes a certified member.

Watch (1:09) Medina telling his staff if they can recruit at least 3, by October, they will be 6,000. Clearly, the Zafire Student Financial Assistance Program emphasizes the recruitment scheme rather than the actual sale of products.

Furthermore, we also think that Zafire sells a security because it is enticing the public (students) to invest or find someone to invest for them in return for up to Php30,000 a month primarily from the effort of the company. Students were promised to earn just be liking ang sharing a post.

A company must register and should have a Secondary License from the SEC before it can sell a security or investment contract to the public. Unfortunately, we can’t find evidence that Zafire Natural Beauty and Wellness has complied with these requirements. Thus, we call it an investment scam.

Report and File a Complaint Against Zafire and Medina

We suggest you file a formal complaint against Medina and his Zafire Natural Beauty and Wellness to the appropriate government agencies.

For issues on the consumer law, such as pyramid scheme and false advertisement, please coordinate with the DTI. The agency has written the procedures here on the filing of complaints. Please check that out.

For matters relating to investments or security, please call the SEC Enforcement and Investor Protection Department at telephone numbers (02) 8818-6047 or send your report to the EIPD at [email protected]

Also, you can report the case to the PNP or NBI Cybercrime division since the scam happened online.

Moreover, we recommend you join the Zafire Student Awareness Group on Facebook. Students there share their stories about Zafire.


Please don’t join the Student Financial Assistance Program of Zafire Natural Beauty and Wellness. In our opinion, it is a pyramid scheme and an investment scam.

The company entices students to give them up to Php30,000 per month as financial assistance just by liking and sharing. However, it wasn’t true. They need to recruit and sell products to get the so-called financial assistance a.k.a commissions.

Zafire SFA Program emphasizes the recruitment side because its products are crap, aren’t marketable, and expensive. Referring other people to the scheme and making money from their investment is a pyramid scheme.

Also, we believe Zafire SFA is an investment scam because Zafire (the company) lacked the required license to sell a security.

If you are a victim of this scam, please file a complaint to the appropriate agency.

Did you join Zafire? If yes, please share your story in the comment section below.

We hope you find this review article helpful. Please share this with your friends to warn them of the dangers of the Zafire Student Financial Assistance Program by Michael Angelo Medina.

PS: Special thanks to all the students at Zafire Students Awareness Group who shared their stories with us. Thanks to Invested Lifestyle for alerting us to this scheme.

18 thoughts on “Zafire Student Financial Assistance Program is a Scam: Read Why”

  1. Ansakit lang po talagang isipin na ang 5100 worth of products para maavail ang financial assistance na inooffer nila ay nasayang lang. Especially sa mga certified members na kahit piso ay hindi pa nakakapag encash. Based on the previous live video of sir Michael ay minimum of 2000 pesos para makapagencash ka but still, 2000 na ang laman ng zafire wallet ko pero diko pa maencash.😔 Masakit lang talagang isipin. We need justice for this😔.

  2. Just wanna share my story, I discovered zafire through a CET/CAT review group so when I saw the post I expected that it can help me to pursue my studies. So I applied and waited for my ZQN and after I watch the video I think about it for weeks and after having a hard time paying for my tuition and admission college requirements I decided to continue my application because of what Michael Medina fake promises. It took me 5 months to be a CM because of how expensive the products is but because of my persistent handler who always ask when I will become a cm so I did everything and borrowed money to a lending person and instead of using that money to get admitted at my dream school I choose to be part of the Zafire financial assitance program thinking that it is worth the investment because of what Michael Medina said, ” After ng 8 sets wala ng problema makakakuha kana ng allowance” ” magsheshare, like and comment lang” ” advertisement lang ang gagawin mo to help the company” I believed that hoping that it can sustain my needs until I graduate but it was a big scam after I become a CM I was shock about the system he never mentioned when I was just an applicant, it was way different from what he promised, but I still continue to support them still hoping to get my money back but even I invited many applicants and promote the Zafire I am still considered inactive because I did not have any sales and commission. And as dor her product, it is all ineffective to me because my skin got worst and worst and it is too pricey for the quality, we wouldn’t buy that if not for the program he lied about. No one forced me to join it was my choice but the very fact that he lied about what we really need to do and the benefits that we will get is considered a scam, especially using an inappropriate term which is the ” financial assistance” for his networking is misleading and an act of dishonesty. We also lose our dignity because we promote something that is not effective and a part of a big scam.Currently, I lose the chance to enroll at my dream school and I am indebted to someone because I couldn’t pay my debt because I am still a student and doesn’t have any work to get money. I don’t know what to do now, I feel that my dream and future is slowly collapsing right now.

  3. I hope that all the students will achieve the justice that they want.Michael Medina is totally a scammer who uses his SFA program to get money from the students.So dissapointed.

  4. Admin, gusto namin makamtan ang hustisya, sana matulungan mo kami maiabot to sa mga kinauukulan, hindi na kasi namin hahabulin yung refund sa mga products. As per our friend, withdrawal of investment dapat ang ipaglaban namin dahil unang-una, hindi makakagawa nang products ang kumpanya kung hindi dahil sa mga perang pinasok namin. Kaya siguro ilang buwan bago dumating mga products kasi tinatansya nila yung pumapasok na Cms bago nila iproduce yung products, at ang walang hiyaaa rebranding lang pala, akalain mo yun nakita namin sa shopee mga products nila kamukhang-kamukha pero dun worth 150-200 eeh, bat yung kanya umaabot nang 950? nyemas, lugi na buyer, anataas nang kita ni CEO pero di namin ramdam yung 70% sa student, 30% sa company na hatian dahil wala man lang akong nakuha ni singkung duling sa 6000+ ko na entry fee as investment. Imagine kung 5000 CM, ilan kaya nahita ni Medina? 5000 multiplied by the average payment per student na P5100 = 25.5 MILLION!!!, Anlakas mang-scam diba? Eto pa, Saan ka nakakita na 2-3 months bago dumating parcels. Samantalang yung Shopee, nakakarating naman mga products sa mga liblib na lugar in a maximun of 1-2 weeks, kadamihan sa customers around metro manila naman eeeh, bat di mapadali yung deliveries? Aber?. Dun pa lang maalarama ka na. There’s something fishy.

    Mahaba pa sana hinaing ko kaso, I think it should stop here to provide space for the others. Looking forward to the downfall of Medina and his team scammer + dahil zafire lang ang? malakas mang-scammmm. We will get the justice we deserve! we’ll take you down by Surpriseeeeee……….

  5. At isa pa, makikita mong may problema sa pag-iisip yang taong yan, he keeps on blabbering words na hindi namn na-aaddress yung main issues. Walang konsensya, walang puso. Puro live sya, napaka-indirect to the point, andaming gray areas. Humihingi lang naman kami nang kasagutan sa kanya pero halata sa mga open forum with the alpha members at ibang solid CM’s (already withdrawn their membership) na umiiwas sya sa mga issues related encashment and yung sa zafire wallet pati sa major changes nang policies na ibang-iba na sa dati. Makikita mo sa mga convo nila dun na pinapasawalang bahala niya, naka-ilang tanong na paulit-ulit about sa specific issue raised by team alpha niya, pero makikita mo sa behavior nya dun na he keeps on evading the questions, “Lagi nyang response, ayusin niyo muna mga tanong niyo”, “Isa-isa lang”, “pag-usapan niyo muna bago ko sagutin”, duhhh paulit-ulit??, ilang ulit hindi lang siguro sampu baka umabot nang bente hindi pa rin masagot, bakit? bulag ka ba Mr. CEO.? o sadyang bingi ka at walang pakealam? Hindi ho kasi kayo seryoso sa mga issues kaya ganun na lang attitude mo pag may nagtatanong. Kung maayos kang kausap edi sana tapos ang problema.

  6. Sa totoo lang po Sir, dapat makarating na itong problema namin sa kinauukalan sa mabilis na panahon, kasi kapag hindi, mas madaming estudyante ang maloloko, dapat matigil na ang kahibangan ni Medina, dapat ma-abolish na yung SFA program nila.

    Nirerespeto ko sya as a human being, pero yung mga salita nya (Pinapahiya, tinatawag na bobo, walang utang na loob at iba iba pang klase na foul words ang mga students na nagising lang naman sa katotohanan, name it) at makikita sa actions nya sa live videos niya (in-denial, pa-victim sa mga live niya, pilosopo pa, kala mo walang pinag-aralan. He also threatened us na hawak nya at nang kumpanya ang mga sensitive infos namin like name, age, address, name nang school, numbers namin kaya wag na wag daw kaming malakas ang loob na magcreate nang dummy accounts at siraan ang kumpanya dahil papasukahin nya daw kami nag pera).

    Eh paano naman po kami mananahimik kung karapatan namin naapakan na, kung naabuso na kami, paano kami tatahimik kung mas madami pang estudyante ang mahuhulog sa patibong nyang purong kasinungalingan. Never ako nagrecruit kasi ayaw kong pagkakitaan ang kapwa ko kaya nagfocus ako sa advertisement nang products at efforts para mapakitang sinusuportahan ko ang kumpanya.

  7. Ng dahil sa Students Financial assistance program sumali ako/kami. Nung una oo nagbibigay siya ng 500 pesos every week pero nung naging 1500 na eh hindi na iyon nadagdagan. Kailangan pala ng sales and referral commission and may mapa certified member under sa code namin. Na hindi niya naman cnabi sa orientation video na pinanood namin na ganun pala kalakaran. Marami syang promises na cnabi sa orientation video ngunit d namn na tupad.Umasa lng kami sa wala .Target nya talaga kaming mga estudyante na talaga namang pinag isipan nya ng 2yrs kung paano nya kami lokohin…

  8. Starting December hindi na po nagbibigay si Medina ng allowance dahil sa bagyong Ulysses at nagkaroon po ng project for relief packs. Ang plano ay ipapamigay yon sa homeless. They said they got 8888 relief goods at ang ipinangbili don ay yung allowance namin for the month of December. But it wasn’t even documented. And according to the alpha, wala talagang relief operation na nangyari. Back in November, I remember na hindi din siya namigay ng allowance around 2nd or 3rd week na yon, and it’s all because of the dummy accounts na kinikwestyon ang student financial assistance niya.

  9. Aside from that the minimum encashment before 500 and above then nachange siya into 2k and above, it was become alarming since then na di kami nbigyan ng allowance for a month at yung sinasabi niyang supposed to be allowance namin for the month of December ay icoconvert niya into 8888 relief pack pero wala manlang kaming nakitang documentation, no transparency.

    Mas pinalala pa nung this year nagbago ang sinasabi nilang system. May nilabel na silang active at inactive members. Most of the certified member nastock sa 1500 ang Allowance and worse bawal mag encash ang inactive/walang invite o commission. Lahat ng bagong cm binigyan ng allowance every week pero hanggang 1500 lang, all are required to have referral o commission.

    Marami pong hindi nakakuha kahit peso manlang, they are pressuring us lalo na’t ngbibigay na sila ng memorandum of termination of accounts.

    Some are afraid, lalo na dun sa video nya ngsabi siyang binabalaan niya ang mga cms na ngsasalita dahil nasa knila daw personal information namin

    I hope this will end as soon as possible. We are all victims.

  10. Hindi lang po 5,100 nawala samen kundi 5,300 dahil po sa napaka mahal na shipping fee (300) at bawal po cash on delivery bali payment first at mahigit 2mons bago dumating ang products. bukod sa pera nawala samen madami sameng mga studyante nadedepress dahil sa Zafire :(( deserve namen ng refund dahil wala naman kame nakuhang financial assistance.


    KASI if napanood niyo Yun, Bakit Kung e message kayo sa page, sinasabi niyong “WE STICK TO OUR RULES MA’AM/SIR.

    Kung talagang Ng stick kayo sa rules, para saan Yung live ng CEO niyo? Kung tunay ngang sumunod kayo, bakit pa siya nag live? Kasinungalingan ulit para maging COOL Ang dating sa live? ILANG REQUIRED VIDEOS NIYO TALIWAS SA GENERAL PROVISION, SA SINASABI NG ADMINS AT SA GINAGAWA NI SIR.

    so required parin ba panoorin video niyo even if di niyo na nga sinusunod ang mga binitiwan niyong SALITA dun? For information nga ba talaga or for VIEWS lang.

    Admins I know may reasons kayo, pero please stop na sa pag recruit. 5000 cm nga di niyo kayang mabigyan Ng financial assistance, paano pa Kaya pag dumami?

    SIR MICHAEL NIRESPETO KA NAMIN, pero nirespeto mo ba kami?
    PINAKINGGAN ka namin, pero napakinggan mo ba kami?
    Pinaglaban ka namin sa mga nagsasabi na scam kayo, pero Ba’t ka namblock after dahil Lang nag raise kami concerns?

  12. Thank you so much sir❣️
    Also sir, sinasabihan Nita rin Yung mga students na nag-reraise Ng concerns na bashers, basura, walang utang na loob and even those na ng withdraw na Sana daw di makapagtapos..
    If mag personal message Naman po sa kanya is blocked ka Rin Kaya Wala Kang patutunguhan sa knya.

    Palagi niyang ipinagmamalaki na napakatalino daw Ng founder Ng Zafire, Kaya siguru puro nalang utak Wala Ng puso, Kasi Wala nang konsensya eh. 😥Eh sorry nga di magawa haysss
    To SIR MICHAEL ANGELO MEDINA, I always hope, di Sana maranasan ni baby Zafire Ang naranasan namin at Sana Hindi siya naapektuhan pag laki Nita dahil ginamit mo ang pangalan niya, sa mga ginagawa mo ngayon. Sana Sir.

  13. He use the weaknesses of students to gain more profit. Coz his products is so expensive and rebranding I wonder if it is FDA approved…

    • Hello po sir. Thank you for hearing our concerns. Honestly speaking, tama po kayo na hindi kami pinilit ni Medina na i-avail yung 8 sets ng Zafire worth 5100. Kasi wala po syang sinabi directly na bilhin yung product ng mabilisan. Ang sabi nya maghanap ng tulong. Maybe yun ang dahilan nya para di namin mafeel yung bigat ng 5100 kapag nalaman namin yung totoong motives nya. Ginawa nya yung videos nya psychologically, sinabi nya rin po yun kaya po siguro na-brain wash kami. Yung tipong di kami maniniwala sa mga nag-voice out na tinatawag nyang bashers. That time na sumali ako may nag voice out na at di ako dun nakinig kasi kay Medina ako nakinig, akala ko kasi totoong tao sya. Sabi nya kasi sa old orientation nya it’s our loss kapag di kami naging CM kasi sabi nya ONCE lang kami mag-a-avail ng products at HINDI REQUIRED MAGBENTA AT MAG-INVITE kasi more on advertising daw ang company nya. 🥺 Kaya naisip ko why not na hindi ko pagsikapan yung 8 sets e once lang naman yun plus hindi pa required magbenta at mag-invite? Kaya nagpursigi ako na makahanap ng susuporta sa akin. Tatlo lang ang sumuporta sa akin, bumili sila ng tag isa at yung rest na 5 sets ako na nagbayad kasi sabi ko mababawi ko naman yun. Kasi may weekly cash allowance naman na ibibigay from 70% ng income ng company. Sabi nya kasi 70% ng income ng company mapupunta sa mga CMs evenly. But sad to say hindi ko po nabawi.🥺 Worth 500 every week for 3 consecutive weeks lang ang binigay nya na cash allowance which is super tricky kasi 2000 ang minimum encashment pero 1500 lang binibigay nya para hindi mo ma-encash. What hurts me the most is that I have 3 CMs under my code which made me accumulate more that 2k na minimun encashment but I cannot encash it kasi INACTIVE daw ako. Funny diba po? I have more than enough money to encash but I cannot get it hanggat wala akong nabibiktimang kapwa ko student or hanggat wala akong napapaCM. Inactive ka po kasi kung wala kang mabenta at mapaCM. That “more on advertising” thing is just a lie para mabitag kami. I really need financial assistance kaya ako napasali sa Zafire. Kasi akala ko sya na yung makakatulong sa akin. Pero napagod, at nagpuyat lang pala ako sa wala. Naduling na’ko kaka-edit for advertising pero wala pala yung saysay. I just wasted my time for nothing. Ang sakit kasi naloko kami. Ang sakit kasi nagtiwala kami. Ang sakit kasi pinaglaban namin ang Zafire.🤦🏻‍♀️ Ang sakit kasi ginamit nya yung kahinaan namin na kailangan namin ng financial assistance laban samin para mabiktima niya kami tapos kapag mag-vo-voice out kami, kami pa daw ang mukhang pera. Hindi ko alam kung matatawa ako o maiiyak e. Kasi in the first place pera naman talaga ang dahilan kaya kami sumali sa zafire. Tapos ipapamukha nya sa amin na wala daw kaming utang na loob. As if naman po na natulungan nya kami. Ang may nakuha lang naman yung mga nauna sa amin na maraming nabiktima. Txaka hindi naman nya yun tulong sa kanila kasi pinaghirapan nila yun. What we want is justice and mare-fund ang pera namin kahit pa nagamit na yung products dahil in the first place di naman namin yun i-a-avail kung hindi dahil sa STUDENT FINANCIAL ASSISTANCE na pinangako nya. Hindi namin bibilhin ang ganun kamahal na products kung hindi sya nagsinungaling sa amin mula umpisa.

      • hi may sinabi siya sa live orientation na “KUNG GUSTO NIYO BUKAS NA BUKAS KUMPLETUHIN NIYO NA YUNG 8SETS” He is implying to the words BILHIN NIYO YUNG 8SETS BUKAS O NGAYON NA


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